Our Story


Founded in 2009 by CEO Harry Oh, OnY Glo, Inc. (“OnY Glo”) is an independent, full-service direct residential lender and servicer headquartered in Orange County, CA.


Incorporated on the heels of the subprime financial crisis, OnY Glo sought to provide clients superior loan products with transparency and integrity.  With a unique blend of technology and human touch, OnY Glo has streamlined and transformed the mortgage experience without sacrificing customer service or transparency.  It is this innovation that has driven OnY’s significant growth without detriment to its principles.

In over a decade, OnY Glo has funded over $10 Billion in home loans, expanding home ownership opportunities for clients across the nation.  Licensed in 38 states, OnY Glo serves both wholesale and consumer direct channels through dba’s: LoanLock, LoanLock Prime, Capitalend Home Loans, and OGI Mortgage Bankers.  OnY Glo continues to expand its lending footprint to canvas all 50 states.

The OnY five-star team of diverse, dedicated, and passionate mortgage professionals work arduously to expand home ownership opportunities for all borrowers with special attunement to underserved communities.  OnY’s commitment to assisting diverse borrowers with different cultural and socio-economic backgrounds is reflected in the expansive product suite offerings and hiring practices.

Over the following years, OnY Glo, Inc. aims to continue to create value for all clients and make a positive impact in the community.  The goal of OnY Glo is for all clients to think of OnY Glo as their BEST LENDER.

 

LoanLock

LoanLock is a premier direct to consumer mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster. We have one goal: Deliver a stress-free loan for every borrower, every time.

Learn More at https://loanlock.com


LoanLock Prime

LoanLock Prime is founded on one simple principal – Provide our broker partners with full transparency. Having been brokers ourselves, we fully empathize when pipeline visibility is clouded or when there are sudden changes in margin pricing. These are two pain points LoanLock Prime can eliminate from your life. LoanLock Prime offers the perfect blend of technology and human touch to make lending simple.

Learn More at https://loanlockprime.com


Capitalend

At Capitalend, “Our Primary Focus is You.” Our slogan is deeply rooted in our day-to-day operations and embodies how we treat each customer. It really is all about you. Your home. Your loan. Your experience with us. When you work with our company, you’ll experience this in action. For many people, a home is their largest and most complex financial investment, and we strive to provide clarity and ease to the home loan process. We want this to be an exciting time for you and those whom you share your home with.

Learn More at https://capitalend.com


OGI Mortgage Bankers

OGI Mortgage Bankers is a full-service consumer direct lender.  We are not your average mortgage advisors.  We have developed and perfected a streamlined process to leave each client empowered in the home buying process. Even if our buyers fill out an application online, we are proud to state- everyone has a personalized buyer consultation with a true mortgage specialist.

Learn more at https://ogimb.com/